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Week of May 20, 2019

Week of May 20, 2019
Posted: May 21, 2019
Categories: Poll Questions
Comments: 15

Topic: Student Loan Forgiveness

Share your comments on this topic in the comments section below:

Do you support the student loan forgiveness plan which would eliminate student debt for those who make under $100,000 through tax increases on the wealthy?

Vote in the poll: www.nfrw.org.

 

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15 comments on article "Week of May 20, 2019"

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Alex Jacob, 5/23/2019 9:08 AM

That is good to hear. That can help thousands of students.

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Elena Horton, 5/23/2019 12:33 PM

When a person takes out a loan, it is with the understanding that he/she has accepted responsibility to repay the loan. A loan is not a contract with a third party; it involves the creditor and the debtor---no one else. Personal responsibility is key here.


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Jan Burch, 5/23/2019 12:50 PM

If students borrow money but don't have to pay it back, what have they learned? They learn that you don't have to live up to your obligations because someone will come along to bail you out. Is this really what we want our young adults to learn?

Instead of forcing others to pay their debts, teach students to choose wisely. Rather than borrowing a ridiculous amount to go to college, choose one that's within your price range or that requires the least debt. Students who cannot afford Princeton should attend an in-state school rather than borrowing more than they can afford. Attending community college for 2 years, then transferring is another way to reduce dead.

The idea that we can tax the wealthy for everything in life that we can't afford is absurd. It's been suggested that we provide free healthcare, free college, free preschool, salaries for those who don't work, (including those who are unemployed by choice), and much more - all on the backs of the wealthy. It's a sure way to ensure that the wealthy are wealthy no longer. But that seems to be the point.


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Teresa E Tuttle, 5/23/2019 1:18 PM

Jan Burch, before me, expressed it well. When we take on a debt, we agree to pay it back. I've known family members who took years (30) to pay off debts for medical school. My granddaughter was lucky to get her first 4 yrs of college free, but not free. She had to work at jobs within the school. She joined the National Guard and then got her Commission as Capt. to pay for her Veterinary School. She owes the Army 8 years to pay off her debt. Nothing is free in life. Nor should it be. The young people today seem to know the price of everything and the value of nothing. And you don't learn the value until you've worked for it. NO! The government should not pay off student loans.


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Lynnette K Gardiner, 5/23/2019 1:35 PM

My daughter had to take out a school loan. She had to pay it back and did so without complaining. These people need to be responsible for their actions and meet those responsibilities with integrity. What are we teaching people if we train them to be irresponsible.


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Cheryl, 5/23/2019 3:50 PM

First, we need to get the government out of the student loan business. Yes, let's kill good old Sally Mae.

Next, increase the amount of income a student can earn and still be eligible for a Pell Grant. Only consider the student's income if they are working. Right now, you can't work your way through school and be eligible for a Pell grant. Working through school should be encouraged, not discouraged.

Lastly, bring more transparency to the cost of college. Right now, students and their parents don't have a good grasp of the cost of college. That's intentional. When you don't know how much something costs, you don't pay it any attention. This is how the higher ed institutions get away with massive price increases every year.


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Patricia Dianne Gillenwater, 5/23/2019 3:57 PM

Forgiveness NO. The ability to refinance a student loan I would be happy to entertain that idea. Refinancing carries with it some obstacles that all borrowers may not be able to meet. Therefore in the spirit of fairness automatic refinancing could be accomplished. Even with that there will be a big pool of those no matter the interest rate on their loan who will not make attempts to pay their obligation.

As another commenter said "what lesson are we teaching?' Forgiving the loan is paramount to teaching NO responsibility required.


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Sheralyn , 5/23/2019 5:04 PM

As has already been said, what would we be teaching the students? Not enough people take responsibility for their actions, we do not need to exacerbate the problem. Earlier comments say it all; when we borrow money we agree to repay it and if we don't, there are repercussions.


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Leslie Key, 5/23/2019 5:37 PM

Jan Burch said it very well. We need to teach students fiscal responsibility, and forgiving their loans does not do that. Students should go to colleges they can afford and pay their own way through college by working while in college. I did that, and I have no student loan debt. Taxing the wealthy to pay others’ bills is NEVER a good idea. It will just cause the wealthy in America to take their money elsewhere and invest in businesses in other countries that will not tax them to death. This will only make our country poorer. If our wealthy are taxed to death to try to pay pay the TRILLION dollar PLUS current student debt, the wealthy will not have the money to grow, invest in their businesses in America, or hire more American workers. It is a horribly bad idea!


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Terri Streeter, 5/23/2019 6:02 PM

I do not agree debt should be forgiven. Our millennials have an entitlement mentality therefore supporting socialism. How are they ever going to learn there are consequences for choices. They need to grow up and join the adult world. I worked two jobs while working on my Masters and paying for two kids in college. We need to put a halt to free lunch mentality.


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K.L. Shillock , 5/23/2019 10:53 PM

What is it you didn't understand about the word loan? That's the question to ask all of these college grads that now are weeping over their deep indebtedness. Life is made up of accepting obligations and responsibilities. Early, early immigrants became indentured servants......,....paying back with years of work/service. The price for what you want is sometimes high. Personal decisions have consequences. Loans must be repaid.


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Bonnie Schmidt, 5/23/2019 11:39 PM

Yes, each student is responsible for his/her own signature to a loan - student or otherwise. The cost of college and student loans have come to the forefront the last few years. When I was in college (decades ago), interest rates were minimal for the students. Now I understand that in 2010 the government has taken over the student loan industry and controlling the interest rate of the loans rather than encouraging competitive interest rates through the banks. I know the cost of college has increased enormously. I suspect this correlates with how much the government will loan each student - the more money available through loans encourages the cost of education to increase, and the student ultimately ends up with the bill. This week I watched Robert Smith give a commencement speech at Morehouse College, and announce a grant to cover the loans for the Class of '19. This very generous gesture made me wonder how much some of the speakers charge the colleges rather than using commencement as an opportunity to inspire a graduating class. Remember - “Make Your Bed” by Admiral William H. McRaven, University of Texas at Austin 2014 Commencement Address? https://www.youtube.com/watch?v=pxBQLFLei70 Enjoy it and be inspired!


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johnold, 6/27/2019 12:14 AM

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